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WITH CREDIT REPORTING
Maximize your income, Attract high quality tenants, improve resident retention, increase revenue, and influence positive payment behavior by reporting rent to the credit bureaus.
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COLLECT HOA DUES ON TIME
Treat HOA dues like consumer loans or credit card payments and generate revenue through credit reporting.
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FREE CONSULTATION
Learn how credit reporting works for your rental property, homeowner associations and buy here, pay here auto dealership.
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ABOUT US
What We Do
Sperlonga Data offers credit reporting to several industries that traditionally have not had access to submitting payment histories to consumer and business credit bureaus.
What we can do for you?
Sperlonga is on a mission to help millions of Americans achieve financial milestones by building their credit file and increasing their credit scores with each on-time payment they are already making. We do this by helping organizations and communities (e.g., rental, HOAs, auto-financing) report payment history to the credit bureaus so payment obligations are given a priority.
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How to Collect Rent After the Covid-19 Crisis
- Learn how to collect rent if you cannot evict tenants
- Understand what is Credit-Reporting of Late Payments
- Learn best practices collecting rent payment on time
Download your Guide here
Did You Know?
That you can make extra $50k and reduce your clients delinquencies by 30% in the next 90 days
Press Release
Welcome Birch Boy Resort
Sperlonga welcomes Birch Bay Resort to the Rental Credit Reporting Program!
Welcome Comet Property
Sperlonga is excited to help residents of Comet Property Management’s communities
It’s kind of crazy that anyone pays a bill and doesn't get credit for it. So, what I say is pay your bill, report it and lower your interest expense.Well how do you do this? You have your property management company get with Sperlonga.
Shark Tank’s Kevin O’Leary
GET FOR FREE
How to Solve Financial Problems & HOA Assessment Reporting
- Learn how to collect HOA Assessments on time
- Understand how Credit-Reporting incentivizes timely HOA Assessments
- Learn best practices to collect HOA Assessments on time with Credit-Scoring/Reporting
Download your Guide here
One of the few accomplishments that we gained from years of operation.
Testimonials
Don't just take our word for it.
Reduction in delinquencies
9 out of 10
consumers get a boost in their credit score
2 out of 3
renters prefer properties with credit reporting amenity.
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For many property managers, the collections process has long been the default response to delinquent accounts. When a resident falls behind, the typical path is to wait, send reminders, and
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Delinquency is one of the most persistent challenges in property management. While it is often unavoidable, the way it is handled can significantly impact your bottom line. For years, eviction
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For many property managers, post move out accounts represent a frustrating reality. A resident leaves with an unpaid balance, communication stops, and the account is eventually written off or sent
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Most property performance issues do not appear overnight. They build quietly through small inconsistencies in payment behavior, aging receivables, and overlooked risk patterns. By the time delinquency becomes highly visible,
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When residents move out with an outstanding balance, many property managers assume that revenue is lost. Security deposits may offset a portion of the debt, but unpaid rent, damages, and
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There is a common misconception in the rental housing industry that residents are hesitant about rent reporting. Many property managers assume that connecting rent payments to credit bureaus will create
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Collecting rent should not feel like a monthly battle. Yet for many property managers and landlords, enforcing payments often turns into repeated reminders, uncomfortable conversations, and escalating tension. Over time,
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Evictions are expensive, time consuming, and disruptive for everyone involved. For property owners, they create legal costs, lost rent, vacancy periods, and operational strain. For residents, they create long term
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Late rent payments are one of the most persistent challenges facing property managers today. Even with reminders, late fees, and follow up notices, rent often falls behind other financial obligations.
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Most property owners and managers understand the importance of rewarding tenants for on-time rent payments. Positive rent reporting helps build goodwill and improves credit scores for responsible tenants. However, few
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The Top Property Management Shifts to Watch in 2026 As we approach 2026, the property-management landscape continues to evolve rapidly. Portfolio landlords, property managers, and HOAs face rising costs, shifting
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The rental market is changing fast — and it’s not just about smart locks and online payment portals anymore. Today’s renters, especially Millennials and Gen Z, expect more than convenience;
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The Hidden Connection Between Rent Payments and NOI For many property owners, improving Net Operating Income (NOI) seems to come down to rent increases or expense reductions. But there’s another,
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The Scariest Thing in Property Management? Delinquencies Every property manager has lived through a few real-life horror stories. And no, we’re not talking about ghosts or haunted basements. We’re talking
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Every mid-size landlord knows the exhaustion that comes from chasing late rent payments. The constant phone calls, reminders, and negotiations create what the industry has come to call “collections fatigue”
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Fall Into Better Cash Flow: Why Autumn Is the Smartest Season to Launch Rent Reporting Fall is more than sweater weather and pumpkin spice. For property managers and landlords, it’s
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In today’s rental market, credit-building has emerged as one of the most powerful motivators for tenants — and a valuable opportunity for property managers. Renters want more than just a
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Every property manager knows the struggle: rent delinquencies can quietly drain your portfolio’s cash flow, increase administrative costs, and create friction with residents. But what if there were a smarter,
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Late or missed rent payments are among the most frustrating challenges for property managers and landlords. For decades, the go-to solution for unpaid rent has been to send accounts to
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Rent reporting has become one of the most powerful tools for property managers, landlords, and tenants alike. It helps establish accountability, improves on-time payments, and offers tenants the ability to
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The Hidden Income Stream in Rent Reporting You’re Overlooking For most property managers, late rent is more than an inconvenience. Tt’s a serious drain on time, cash flow, and operational
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Why Rent Reporting Is No Longer Optional for Landlords and Property Managers For years, one of the most common objections property managers and landlords have voiced about rent reporting is
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For millions of renters, paying rent is the single largest monthly expense. Yet for decades, those on-time payments never showed up where they mattered most,on a credit report. Instead, traditional
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Why do some tenants pay their rent first every month while others push it to the bottom of their priority list? The answer isn’t always financial, it’s psychological. Rent has
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Living in financial survival mode means just getting by: juggling bills, relying on high-interest credit, and watching opportunities slip away because of a low credit score. For many renters, this
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Assessment payments are the financial heartbeat of any HOA or community association. They fund property upkeep, maintain reserves, and protect home values. Yet many associations still rely on outdated, generic
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“It’s Just for the Tenants”: Why Rent Reporting Pays Off for Landlords Too When most landlords hear the term “rent reporting,” their first thought is: “That’s a nice thing to
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In property management and HOA operations, the Aging Report is a familiar companion, a spreadsheet showing which accounts are overdue and by how long. But for many managers, it’s also a source
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Delinquencies are more than just a line item on an HOA’s financial statement. They represent stress for the board, reduced services for residents, and a potential spiral into budget shortfalls.
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New Credit Rules Let Renters Use Payment History for Mortgages, A Turning Point in Housing Finance “My ORDER today (thanks to my boss, POTUS) will allow for Americans to use
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What the Shift to VantageScore 4.0 Means for Landlords, Property Managers and Tenants Rent is finally taking center stage, with the Federal Housing Finance Agency (FHFA) officially allowing lenders to
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When tenants leave behind unpaid rent, it’s often written off as an unavoidable cost of doing business. But what if you could still recover that money, even months or years
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Every property manager knows the frustration of aged receivables especially those stubborn balances sitting 180 days past due or longer. They tie up cash flow, strain your team, and often
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Understanding HB 938: What Missouri’s Rent Reporting Bill Means for Your Rental Business Rent payment reporting is no longer just a “nice-to-have” perk, especially if you own or manage properties
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In vibrant communities, from the bustling neighborhoods of California to planned developments across the globe, Homeowners Associations (HOAs) play a vital role in maintaining property values, enhancing shared amenities, and
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For many Homeowners Associations (HOAs), the sight of late or missed assessment payments is a frustratingly familiar one. It's a perpetual headache that doesn't just create administrative burdens; it strains
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How Smart Landlords & Property Managers Are Holding Ex-Tenants Financially Accountable For many Homeowners Associations (HOAs), the persistent struggle with late or missed assessment payments is a familiar and frustrating
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How Smart Landlords & Property Managers Are Holding Ex-Tenants Financially Accountable When a tenant moves out and leaves unpaid rent, it doesn’t just disappear. For landlords & property manager, those
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Rent Reporting Requirement in New York? Here's What to Know New York is one step closer to joining the growing list of states encouraging rent reporting as a credit-building tool.
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A Warm Welcome to RK Properties! Sperlonga Data & Analytics is proud to welcome RK Properties, a respected California-based multifamily investment and property management firm to its growing network of
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How Arizona’s Proposed Rent Reporting Law Could Impact Tenants and Landlords Alike AB2747 is around the corner and California property managers are getting ready to offer tenants the option to
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Address Tenant Concerns About AB 2747 Rent Reporting AB2747 is around the corner and California property managers are getting ready to offer tenants the option to report on-time rent payments
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A Warm Welcome to Hall Equities Group! Exciting news! Hall Equities Group is partnering with Sperlonga Data & Analytics to offer Rent Reporting, helping tenants build credit simply by paying
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How to Choose the Right Rent Reporting Partner for AB 2747 Compliance AB 2747 has changed the game for property managers in California, requiring those with 15 or more units
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A Warm Welcome to Crown Realty Property Management! We are excited to announce that Crown Realty Property Management has partnered with Sperlonga Data & Analytics to bring Rent Reporting to
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AB 2747 Is Here—Is Your Lease Ready?With AB 2747 now in effect, property owners and managers with 15 or more units must ensure their lease agreements include a clear offer
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For years, tenants have faced a major financial gap. Despite making timely rent payments every month, these payments have not contributed to their credit history. Unlike mortgage payments, which help
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A Warm Welcome to Landmark Realty, LLC! We’re excited to announce that Landmark Realty, LLC has joined our Rent Payment Reporting family, taking their commitment to resident financial well-being to
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A Warm Welcome to TexasRenters.com, LLC! We are thrilled to announce that TexasRenters.com, LLC has joined our Rent Payment Reporting family! This exciting partnership enables them to promote timely rent
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Emerald Management Enterprises Joins Sperlonga's Revolutionary Rent Payment Reporting Program! We're thrilled to announce that Emerald Management Enterprises has partnered with Sperlonga to report rent payments to the credit bureaus.
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Sperlonga is delighted to welcome Investor Support Services to our Rent Payment Reporting Program! Investor Support Service’s properties can now report positive and negative rent payments to major credit bureaus.
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Are you struggling with renters who left behind unpaid rent? Did you know that you can use rent payment reporting as a powerful leverage to get them to pay you,
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Sperlonga warmly welcomes Patriot REI to our Rent Payment Reporting Program! Patriot REI is now equipped to report positive and negative rent payments to the credit bureaus such as TransUnion,
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Unlocking Better Credit Opportunities for Renters and Empowering Landlords and Property Operators By Reporting Rent [Los Angeles, California, September 15, 2023] – Sperlonga Data & Analytics Systems, a pioneer in credit
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If you’re a landlord or a property manager, you’re no stranger to the ups and downs of the industry. And no matter how hard you try, unpredictable problems arise that
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In the U.S., the term “credit invisible” isn’t just a financial jargon — it’s a harsh reality for 26 million people, making up 11% of the population. Adding the 21
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Sperlonga welcomes Barrington Management Co, Inc. to our Rent Payment Reporting Program! This allows Barrington Management Co, Inc. to report positive rent payments to major credit bureaus like TransUnion, Equifax,
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Being a landlord or property manager comes with its own unique set of challenges. The property itself, the lease agreements, and maintenance are only part of the bigger picture. But
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We're excited to announce that Southedge RPG has joined Sperlonga's Rent Payment Reporting Program! By reporting both positive and negative payments to major credit bureaus like TransUnion, Equifax, and Experian,
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Are you aware of the hidden costs of eviction? As a landlord or property manager, it's essential to consider the financial impact eviction can have on your rental business. What
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