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TURN YOUR RENT INTO CREDIT

Build your credit just by paying rent.

You already pay rent every month—why not get credit for it?

With rent reporting, your monthly rent payments get reported to major credit bureaus like  Experian, TransUnion, and Equifax—helping you build or boost your credit score without taking on any debt.

How Do People Usually Build Credit?

Traditionally, building credit means you have to:

  1. Open a credit card (and avoid going into debt)
  2. Take out a loan or finance a purchase
  3. Make sure you never miss a payment
  4. Wait months or even years to see real progress

Not everyone qualifies for a credit card. Not everyone wants debt. And even if you do everything right, it still takes time.

A Smarter Way to Build Credit: Rent Reporting

Rent reporting changes the game by using payments you already make—your rent. Your Rent Payments are not automatically reported to the credit bureaus unless you, your landlord or property manager starts reporting. With rent reporting:

With rent reporting:

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You can build or improve your credit score just by paying rent on time

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No loan, no credit check, and 

no added debt

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It’s affordable to report rent than taking on added debt with high interest rates

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Your rent gets reported to major credit bureaus, helping you build a real credit history

Why Building Credit Matters (A Lot)​

Did you know that reporting rent can increase your credit score by up to 60 points? (TransUnion study)

 

Your credit score isn’t just a number—it’s a key to real-life savings and opportunities.

Here’s what better credit can mean for you:

Improving your credit score can unlock thousands of dollars in real-world savings

—on things you already plan to buy or use.

How to Start Reporting Your Rent?

Getting started is quick and easy. Here’s how:

Say Yes – Click the button below or check the opt-in box.

Start Building Credit – Your monthly rent payments will be automatically reported to the credit bureaus, helping boost your score over time.

No need to link your bank account. Only on-time payments will be reported. 

You can Opt Out anytime.

Questions?

If you have any questions or need support, feel free to reach out to us anytime at info@sperlongadata.com

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