Owners who do not pay their association assessment in a timely fashion become a time-consuming headache for the management company, creating extra tasks and legal expenses. This is why HOAs need Sperlonga’s help. Together with Equifax and TransUnion, Sperlonga’s patent-pending technology assists associations with the process of attaching a late assessment payment to a homeowner’s credit score or HOA delinquency payments reporting. […]

Vaccination efforts continue to accelerate, restrictions are being lifted as states reopen for business, and the job market is rebounding. Cautious optimism of returning to normal, even a new normal, in the not-too-distant future is growing. Industries devastated by the pandemic, airlines and travel, bars, and restaurants, are poised for recovery. Despite federal and state

There has already been widespread acceptance of home owners association credit reporting by many HOAs and it is filling a need. In recent years, non-traditional information has been included in credit reports to help consumers with little credit history to gain access to credit. “The idea or need of homeowner associations reporting account information is not a

Credit scores and credit reports can impact nearly every aspect of our financial life. Naturally, we want to achieve the best score and report possible to order to obtain lower interest rates, have access to the best services, be competitive for the best housing, etc. Thankfully the credit reporting industry has become much easier to

Credit scores can be confusing, especially for those new to the credit world. Today there are more tools than ever for keeping track of, or helping to improve, credit scores. Websites like Credit Karma offer simulations for how credit changes could impact a credit score. What surprises some is that having more accounts can actually improve a